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Mortgage Loans

Buying, building, or refinancing a home is one of the largest financial decisions most of us will ever make.  At MCNB, we can help you reach your goal with flexible loan programs and competitive rates.  Let our local mortgage professionals take the mystery out of the financing process.

Fixed Rate

  • Variety of terms available
  • Up to 100% financing
  • First-time homebuyer programs

Adjustable Rate

  • Low interest rate fixed for initial period
  • Rate adjusts periodically thereafter based on published index


  • Flexible draws during building phases
  • Fixed rate during construction period
  • Monthly interest payments on outstanding balance

Click here for Nationwide Mortgage Licensing System information.


Getting Started


  Saving for Your Down Payment
6 Tips

  Improving Your Credit Score
7 Tips

  Choosing Your First Home
5 Questions

  New Home To-Do List
6 Items



Subject to credit approval.