Savings & Certificates
Statement Savings
- $100 to open account
- $100 minimum balance required to earn interest and avoid monthly service fee
- Interest paid and compounded quarterly
- Quarterly statement (combined statement available)
- FREE iBank and Telebanc transfers
- FREE ATM withdrawals
Christmas Club and Vacation Club accounts available

Certificate of Deposit
- $1,000 to open account
- Various terms available
- Interest can be compounded, paid by check, or transferred to another account
- Automatic renewal option available (some restrictions may apply)
- Early withdrawal penalties apply

RateProtector Certificate
- $1,000 to open account
- Various terms available
- Includes option to reinvest certificate without penalty once during term
- Additional funds may be added when reinvestment option is exercised
- Interest can be compounded, paid by check, or transferred to another account
- Single maturity
