July 1, 1900 - McDowell County National Bank established in Welch, WV as branch of Bank of Bramwell with capital of $25,000 - Cashier I.J Rhodes sole employee

April 1903 - Bank becomes state bank - Isaac T. Mann becomes President

March 1908 - Bank acquires national charter

August 1926 - Trust Department established - $135,000 in funds

1927 - I.J. Rhodes replaces Isaac Mann as bank's second President

1930 - Current Welch facility constructed - I.J. Rhodes dies and Isaac Mann returns as President

1931 - R.L. Page becomes third President

July 1950 - Bank celebrates 50th birthday - Total Capital $946,570

1974 - E.H. Downs becomes fourth President - R.L. Page remains as Chairman of the Board and Chief Executive Officer

July 1974 - Minibank office opens

1979 - S.D. Hardin becomes fifth President

1980 - R.L. Page retires

1996 - Grady Handy becomes sixth President - S.D. Hardin retires

March 2000 - MCNB Holding Company, Inc. organized.

June 2000 - Gary office opens

July 2000 - Bank celebrates 100th birthday - 100 Years of Strength and Stability

December 2000 - MCNB Holding Company chartered - Total Capital $28,351,042

January 2001 - Beckley loan office opens

July 1, 2001 - Lee M. Ellis becomes seventh President - Grady Handy retires

July 2001 - Princeton loan office opens

July 2001 - Bank name changed to MCNB Bank, N.A.

October 2001 - Bluefield loan office opens

April 2002 - MCNB Holding Company, Inc. changes name to MCNB Banks, Inc. and registers as financial holding company

October 2002 - MCNB Banks, Inc. acquires Bernard Insurance Agency

March 2003 - Full-service branch opens in Princeton

June 2003 - Bank becomes a West Virginia state chartered institution and changes it's official name to MCNB Bank and Trust Co.