WE RESPECT YOUR PRIVACY

At MCNB, we consider customer privacy to be fundamental to our relationship with you. Throughout our history, we have strived to maintain the confidentiality, integrity, and secrecy of customers’ personal information. It is therefore our policy to respect the privacy of current and former customers and to protect personal information entrusted to us.

This statement of our privacy policy covers personal financial information about a consumer or a consumer’s current or former relationship with MCNB Bank and Trust Co. We hope this statement will help you understand how we use and protect your personal financial information.

THE INFORMATION WE COLLECT

In the course of providing products and services we collect nonpublic information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others, and
• Information we receive from a consumer reporting agency (credit bureau).

THE INFORMATION WE SHARE

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

CONFIDENTIALITY, SECURITY AND INTEGRITY

We protect the privacy of your personal financial information by:

• Restricting access to your personal and account information to those employees who need to know that information to provide products or services to you, and
• Maintaining physical, electronic, and procedural safeguards that comply with banking laws and regulations to guard your nonpublic personal information.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

If you have any questions about our privacy policy, please call 304-436-4112 or write to us at P. O. Box 549, Welch, WV 24801-0549.